New Year's Eve is one of those few days in the year when just about everybody is thinking about the same thing. There's something dramatic about watching the old year slip away by counting the hours left in it, then the minutes, down the seconds when the old year has passed into history, never to come again.

We seldom think much about time except when we're running late. Time is a lot like a river and it's carrying all of us downstream. Where is it taking us? What are we doing while we're on the trip? A lot of people have trouble with time management, with putting first things first.